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State Mortgage & Investment Bank
Deviating from the former lines of of business , while paying much attention to the housing needs of the country, the Bank through out its long seventy-five years of service, has evolved to become the Housing Bank to the Nation.

Our Vision
The vision of SMIB is the provision of housing finance at an affordable cost to the community and thereby assisting the upliftment of living standards.

Our Mission
Our Bank is inspired by the desire to maintain and strengthen its position as the premier housing finance institution within a financially viable framework.

Our History
The State Mortgage & Investment bank was established by the S.M.I.B Bank Law No.13 of 1975 by the amalgamation of the Ceylon State Mortgage Bank established in 1931 and the Agricultural and Industrial Credit Corporation established in 1943. The amalgamated Bank became fully operational on 1 st January 1979.

Bank Profile
Established in 1931 the SMIB continues to be the leading Housing Financier in Sri Lanka promoting shelter.The Bank grants loans at competitive rates of interest with repayment by equal monthly instalment stretching upto fifteen years.

Currently operating Head Office in Colombo with Nine Branches.
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