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HONGKONG and SHANGHAI BANKING CORPORATION
   
HSBC has been present in Sri Lanka for 116 years. The Hongkong and Shanghai Banking Corporation Limited established its first branch in Sri Lanka on 1 July 1892, just 27 years after its first offices were established in Hong Kong and Shanghai. Today, the HSBC Group has 10,000 offices in 82 countries and territories worldwide.

Our ability to combine international expertise with in-depth knowledge and experience places us in an unique position to serve customers' domestic and international needs. The Bank's pioneering role reflects its long-term commitment to its customers and to Sri Lanka. HSBC offers a full service range of banking products. For personal banking customers, we have fifteen branches with 24/7 access through ATM, EasyPay and Internet Banking terminals. Also cash and cheque deposits can be made at selected offices of Sri Lanka Post. In addition credit card customers can make bill payments through all Sri Lanka Post Offices as well as branches of Cargills; Lanka Bell; Singer; Abans and Commercial Bank. Global Premier clients can avail themselves of the full Premier benefits at all branches or at our Premier Centre. For Corporate clients we offer working capital and loan facilities, trade finance and cash management solutions utilising our global internet banking system - HSBCnet; money market and foreign exchange services and investment banking services such as project and export finance, debt capital markets and corporate finance.

As an innovative bank, HSBC has led the Sri Lankan banking industry into the electronic age with the installation of the nation's first online automated teller machine (ATM), the first bank to computerise its operations and the first to establish an Internet Payment Portal. Furthermore, the introduction of phonebanking, internet banking and the Groupís global electronic banking platforms such as, HSBCnet have greatly enhanced the service we deliver to our customers.

HSBC is also the undisputed leader in the credit cards market in Sri Lanka with nearly 300,000 cards. HSBC has demonstrated that credit cards are no longer a luxury, but a commodity suited to the pace of customer's lifestyles and over the years, the Bank has continued to provide a number of excellent privileges to HSBC credit cardholders. HSBC credit cards are accepted in Sri Lanka and at over 29,000,000 establishments the world over, ensuring cardholders a warm welcome anywhere in the world.

Operating fifteen branches with a staff of over 1,800 HSBC Sri Lanka has been a financial bulwark in both the good times and the bad. In August 2005, we also increased our capital by a further Rs.3 billion, making HSBC the largest foreign bank and fifth largest private bank in the country, amply demonstrating our strong commitment to Sri Lanka.

We are constantly looking to provide new and more innovative methods of banking, which will make banking more convenient for our customers. Through these innovations we hope to assist our customers to grow further with HSBC and to strengthen our relationships.
 
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